Use our easy to use BAH Calculator below to calculate your basic allowance for housing for 2019:
Frequently Asked BAH Questions
What exactly is the Basic Allowance For Housing (BAH)?
Pretty self-explanatory from the name. The BAH is essentially an allowance to help reduce the financial burden for military members moving to different areas.
When you’re in the military, you move around a lot.
Depending on where you’re stationed, this can get expensive.
For example, if you’re stationed in Honolulu, Hawaii, the cost of renting an apartment or owning a home can be way more substantial than say Topeka, Kansas.
As a result, the US military makes up the difference by offering a basic allowance for housing.
Using our BAH calculator above, here’s the Basic Allowance for Housing for an E-5 based in Honolulu County, Hawaii:
However, contrast that with the BAH for Sedgwick county, Kansas, and you’ll see a huge difference in allowance:
How is the BAH calculated?
3 factors are taken into account when calculating the basic allowance for housing (bah):
- Marital status: If you’re married, you will receive a larger BAH payment then if you’re single.
- Rank: The higher the rank, the larger the BAH payment will be.
- Dependents: You might not be married, but may have 2 small children at home. This would qualify you to receive the larger BAH payment.
- Location: As mentioned above, location is probably the biggest influence of how much you’ll receive.
Related Article: Will The National Guard Pay For College?
What does not affect BAH calculations?
There are several factors that, regardless of the variables, will not change how much you receive.
- Number of dependents: You could have 1 child or 10. You will receive the same BAH payment regardless of how many dependents you have.
- Your actual rent payment: You will not receive a larger BAH payment just because you decided to rent a $4,000 a month condo on the beach. On the flip side, if you end up renting a really cheap apartment in a seedy side of town, you’ll also not get less of a BAH payment.
- Number of years served: It doesn’t matter if you have served for 2 years, or 12 years. The length of time you’re in whatever branch of the military you’re in will not affect BAH payments.
- The size of the unit you’re serving in.
Am I eligible for BAH if I’m serving in the National Guard or Reserves?
Yes. If you’re currently serving in the National Guard or Reserves and are called upon for active duty, you will be eligible for BAH payments.
The rationale behind this is, even if you’re being housed on a military base, you still have civilian obligations back home.
For example, those obligations may include rent or a mortgage.
Is my BAH payment taxed?
You’ll be glad to know that the IRS does not take a huge chunk of money out of your Basic Allowance For Housing.
In other words, it is totally 100% tax-free.
Related Article – Military Child Care: 8 Great Options
How often will I receive my payments?
The US military issues BAH payments monthly, usually at the end of the month.
If you have any other questions regarding the Basic Allowance for Housing calculator, be sure to leave a comment below.