Texas BAH Rates Updated For 2026

Texas is one of the largest and most military-heavy states in the country, with major installations across the Army, Air Force, Navy, and Marine Corps.

Because of this, Basic Allowance for Housing (BAH) rates in Texas vary significantly depending on duty station, rank, and dependent status.

Housing costs can differ dramatically between cities like Austin, Dallas, and Houston compared to smaller military communities such as Killeen, Abilene, or Del Rio.

On this page, you’ll find the current Texas BAH rates for major military housing areas, along with information about nearby bases and local housing markets.

Texas Housing Costs & BAH Overview

Housing costs in Texas vary widely depending on the region and proximity to major cities.

For example:

• Austin and Dallas/Fort Worth have seen rapid population growth, leading to higher housing prices.
• Houston offers a wide range of housing options, though prices vary by neighborhood.
• San Antonio remains relatively affordable despite being one of the fastest-growing cities in the state.
• Smaller military towns like Killeen, Abilene, and Del Rio tend to have much lower housing costs.

Because of these differences, BAH rates are adjusted based on location to better reflect local housing markets.

In many cases, service members stationed in smaller cities find that their BAH goes further than in larger metro areas.

Major Military Bases in Texas

Texas is home to some of the largest military installations in the United States, including:

• Fort Hood
• Joint Base San Antonio
• Fort Bliss
• Naval Air Station Corpus Christi
• Dyess Air Force Base
• Goodfellow Air Force Base
• Laughlin Air Force Base
• Sheppard Air Force Base
• Ellington Field Joint Reserve Base

These installations support tens of thousands of service members and play a major role in shaping housing demand and BAH rates across the state.

BAH For Corpus Christi

Corpus Christi is an underrated coastal city in Texas.

Furthermore, it’s very military-friendly supporting more military bases than any other city in Texas.

Corpus Christi is the ideal destination for military families stationed at the following locations:

• Naval Air Station – Corpus Christi
• Corpus Christi Army Depot
• Naval Air Station – Kingsville

Corpus Christi is generally considered one of the more affordable coastal cities in Texas.

Compared to larger metro areas like Austin or Dallas, housing costs are lower, which allows many service members to find homes within their BAH.

This makes it a popular duty station for military families looking for coastal living at a more reasonable cost.

Enlisted Rates For 2026

Rank	Dependents	Without Dependents
E-1	$1,644	$1,278
E-2	$1,644	$1,278
E-3	$1,644	$1,278
E-4	$1,644	$1,278
E-5	$1,788	$1,413
E-6	$2,217	$1,662
E-7	$2,310	$1,734
E-8	$2,412	$1,878
E-9	$2,553	$2,001

Warrant Officer

Rank	Dependents	Without Dependents
W-1	$2,238	$1,680
W-2	$2,352	$1,875
W-3	$2,478	$2,019
W-4	$2,583	$2,235
W-5	$2,718	$2,331

Officer

Rank	Dependents	Without Dependents
O-1E	$2,328	$1,785
O-2E	$2,457	$1,974
O-3E	$2,604	$2,211
O-1	$1,845	$1,494
O-2	$2,214	$1,743
O-3	$2,475	$2,061
O-4	$2,757	$2,310
O-5	$2,964	$2,364
O-6	$2,988	$2,454
O-7	$3,006	$2,496

Learn more about the military bases in Texas.

BAH For Fort Hood

Fort Hood is a large U.S. Army post near Killeen, Texas.

Military housing is available directly on base in addition to surrounding communities.

Killeen and the surrounding areas near Fort Hood offer relatively affordable housing compared to major Texas cities.

Due to the large military population, there is a strong supply of rental homes and apartments, making it easier for service members to find housing that fits within their BAH.

Enlisted Rates For 2026

Rank	Dependents	Without Dependents
E-1	$1,662	$1,374
E-2	$1,662	$1,374
E-3	$1,662	$1,374
E-4	$1,662	$1,374
E-5	$1,695	$1,530
E-6	$1,920	$1,626
E-7	$2,070	$1,668
E-8	$2,238	$1,746
E-9	$2,409	$1,806

Warrant Officer

Rank	Dependents	Without Dependents
W-1	$1,938	$1,665
W-2	$2,139	$1,743
W-3	$2,346	$1,812
W-4	$2,433	$1,950
W-5	$2,544	$2,109

Officer

Rank	Dependents	Without Dependents
O-1E	$2,100	$1,692
O-2E	$2,208	$1,788
O-3E	$2,352	$1,908
O-1	$1,743	$1,623
O-2	$2,106	$1,689
O-3	$2,340	$1,833
O-4	$2,556	$2,076
O-5	$2,724	$2,169
O-6	$2,748	$2,325
O-7	$2,775	$2,361

Related Article – North Carolina BAH Rates

BAH For Houston

Houston is the most populous city in Texas and one of the highest in the country.

The massive metropolis also serves as headquarters for Ellington Field Joint Reserve.

Houston offers a wide range of housing options, from urban apartments to suburban homes.

While some areas can be expensive, especially closer to downtown, many military families choose to live in surrounding suburbs where housing costs are more manageable and align better with BAH rates.

Enlisted Rates For 2026

Rank	Dependents	Without Dependents
E-1	$1,974	$1,524
E-2	$1,974	$1,524
E-3	$1,974	$1,524
E-4	$1,974	$1,524
E-5	$2,193	$1,665
E-6	$2,517	$1,887
E-7	$2,583	$1,980
E-8	$2,655	$2,265
E-9	$2,796	$2,352

Warrant Officer

Rank	Dependents	Without Dependents
W-1	$2,535	$1,905
W-2	$2,610	$2,262
W-3	$2,703	$2,367
W-4	$2,829	$2,526
W-5	$2,988	$2,598

Officer

Rank	Dependents	Without Dependents
O-1E	$2,592	$2,190
O-2E	$2,688	$2,331
O-3E	$2,856	$2,508
O-1	$2,241	$1,749
O-2	$2,514	$2,124
O-3	$2,700	$2,397
O-4	$3,039	$2,580
O-5	$3,288	$2,616
O-6	$3,312	$2,679
O-7	$3,336	$2,724

Related Article – Florida BAH Rates

BAH For Austin

Austin is another booming metropolis in Texas (especially for more progressive-minded families).

Austin has experienced rapid growth in recent years, leading to rising housing costs.

It is now one of the more expensive housing markets in Texas.

As a result, service members stationed in the area may need to carefully compare housing options to stay within their BAH, often choosing suburbs outside the city center.

Enlisted Rates For 2026

Rank	Dependents	Without Dependents
E-1	$2,046	$1,536
E-2	$2,046	$1,536
E-3	$2,046	$1,536
E-4	$2,046	$1,536
E-5	$2,241	$1,731
E-6	$2,802	$2,103
E-7	$3,039	$2,280
E-8	$3,294	$2,472
E-9	$3,558	$2,670

Warrant Officer

Rank	Dependents	Without Dependents
W-1	$2,826	$2,121
W-2	$3,141	$2,355
W-3	$3,456	$2,673
W-4	$3,597	$2,856
W-5	$3,771	$3,096

Officer

Rank	Dependents	Without Dependents
O-1E	$3,087	$2,316
O-2E	$3,408	$2,556
O-3E	$3,624	$2,796
O-1	$2,313	$1,848
O-2	$2,796	$2,283
O-3	$3,447	$2,676
O-4	$3,825	$3,054
O-5	$4,095	$3,198
O-6	$4,131	$3,435
O-7	$4,161	$3,495

Learn more about Army Futures Command.

BAH For Dallas / Fort Worth / Texarkana

The Dallas/Fort Worth metroplex features 2 military installations in the region:

• Naval Air Station Joint Reserve Base
• Red River Army Depot

The Dallas-Fort Worth metroplex offers a wide range of housing options, but prices can vary significantly depending on location.

While urban areas tend to be more expensive, many surrounding suburbs provide more affordable housing that better matches BAH allowances.

Enlisted Rates For 2026

Rank	Dependents	Without Dependents
E-1	$2,220	$1,665
E-2	$2,220	$1,665
E-3	$2,220	$1,665
E-4	$2,220	$1,665
E-5	$2,469	$1,851
E-6	$2,808	$2,103
E-7	$2,829	$2,229
E-8	$2,838	$2,541
E-9	$2,901	$2,637

Warrant Officer

Rank	Dependents	Without Dependents
W-1	$2,826	$2,142
W-2	$2,835	$2,538
W-3	$2,850	$2,649
W-4	$2,919	$2,805
W-5	$3,018	$2,823

Officer

Rank	Dependents	Without Dependents
O-1E	$2,832	$2,466
O-2E	$2,841	$2,613
O-3E	$2,934	$2,799
O-1	$2,517	$1,968
O-2	$2,805	$2,388
O-3	$2,847	$2,682
O-4	$3,045	$2,811
O-5	$3,192	$2,826
O-6	$3,216	$2,829
O-7	$3,237	$2,871

Related Article – Georgia BAH Rates

BAH For San Antonio

San Antonio is another underrated city in Texas.

Those that are fortunate enough to get stationed at Joint Base San Antonio will appreciate the unique culture of this destination.

There are several other military installations in the region:

• Fort Sam Houston
• Lackland AFB
• Kelly Airfield
• Camp Bullis
• Camp Stanley

San Antonio remains one of the most affordable major cities in Texas, making it a highly desirable location for military families.

Even with recent growth, many service members stationed at Joint Base San Antonio find that their BAH is sufficient to cover housing costs.

Enlisted Rates For 2026

Rank	Dependents	Without Dependents
E-1	$1,728	$1,359
E-2	$1,728	$1,359
E-3	$1,728	$1,359
E-4	$1,728	$1,359
E-5	$1,869	$1,500
E-6	$2,094	$1,596
E-7	$2,112	$1,731
E-8	$2,121	$1,920
E-9	$2,157	$1,977

Warrant Officer

Rank	Dependents	Without Dependents
W-1	$2,109	$1,692
W-2	$2,118	$1,917
W-3	$2,130	$1,986
W-4	$2,178	$2,085
W-5	$2,280	$2,097

Officer

Rank	Dependents	Without Dependents
O-1E	$2,115	$1,866
O-2E	$2,124	$1,965
O-3E	$2,196	$2,082
O-1	$1,905	$1,584
O-2	$2,091	$1,827
O-3	$2,127	$2,007
O-4	$2,307	$2,088
O-5	$2,457	$2,100
O-6	$2,475	$2,103
O-7	$2,490	$2,112

Learn more about Fort Sam Houston.

BAH For El Paso

El Paso (5x All-American City award recipient) exists along the far southwestern portion of Texas.

The city straddles the Rio Grande which separates the United States from Mexico.

El Paso is known for featuring a strong military presence due to several military installments:

• Fort Bliss
• Biggs Army Airfield

El Paso is generally one of the most affordable housing markets in Texas.

Service members stationed at Fort Bliss often find that their BAH comfortably covers rent or mortgage payments, making it an attractive duty station for those looking to save money.

Enlisted Rates For 2026

Rank	Dependents	Without Dependents
E-1	$1,665	$1,302
E-2	$1,665	$1,302
E-3	$1,665	$1,302
E-4	$1,665	$1,302
E-5	$1,809	$1,437
E-6	$2,148	$1,611
E-7	$2,172	$1,668
E-8	$2,187	$1,881
E-9	$2,241	$1,977

Warrant Officer

Rank	Dependents	Without Dependents
W-1	$2,169	$1,626
W-2	$2,178	$1,878
W-3	$2,205	$1,992
W-4	$2,256	$2,148
W-5	$2,334	$2,169

Officer

Rank	Dependents	Without Dependents
O-1E	$2,175	$1,806
O-2E	$2,196	$1,956
O-3E	$2,268	$2,142
O-1	$1,857	$1,518
O-2	$2,145	$1,764
O-3	$2,202	$2,022
O-4	$2,352	$2,157
O-5	$2,466	$2,172
O-6	$2,484	$2,178
O-7	$2,496	$2,214

Learn more about Fort Bliss.

BAH For Abilene

Abilene, TX, presents more of a rural vibe compared to other metropolises that are near military bases in Texas.

Abilene offers a lower cost of living compared to most cities in Texas.

Housing is relatively affordable, and many service members stationed at Dyess Air Force Base find that their BAH goes further here than in larger metro areas.

Enlisted Rates For 2026

Rank	Dependents	Without Dependents
E-1	$1,128	$864
E-2	$1,128	$864
E-3	$1,128	$864
E-4	$1,128	$864
E-5	$1,236	$960
E-6	$1,536	$1,149
E-7	$1,575	$1,182
E-8	$1,623	$1,302
E-9	$1,689	$1,386

Warrant Officer

Rank	Dependents	Without Dependents
W-1	$1,551	$1,164
W-2	$1,596	$1,299
W-3	$1,653	$1,395
W-4	$1,704	$1,542
W-5	$1,761	$1,584

Officer

Rank	Dependents	Without Dependents
O-1	$1,278	$1,014
O-1E	$1,587	$1,236
O-2	$1,533	$1,203
O-2E	$1,644	$1,365
O-3	$1,650	$1,425
O-3E	$1,707	$1,530
O-4	$1,776	$1,572
O-5	$1,866	$1,596
O-6	$1,878	$1,638
O-7	$1,890	$1,653

Related Article – Air Force Bases In Texas

BAH For Goodfellow AFB

Goodfellow Air Force Base is another military installation situated in rural West Texas.

The military base is “nonflying” despite being connected to the U.S. Air Force.

San Angelo is a smaller city with a relatively low cost of living.

Service members stationed at Goodfellow Air Force Base often find affordable housing options both on and off base, making it easier to stay within BAH limits.

Enlisted Rates For 2026

Rank	Dependents	Without Dependents
E-1	$1,146	$861
E-2	$1,146	$861
E-3	$1,146	$861
E-4	$1,146	$861
E-5	$1,284	$963
E-6	$1,506	$1,125
E-7	$1,590	$1,194
E-8	$1,686	$1,335
E-9	$1,764	$1,392

Warrant Officer

Rank	Dependents	Without Dependents
W-1	$1,518	$1,140
W-2	$1,629	$1,332
W-3	$1,746	$1,398
W-4	$1,770	$1,521
W-5	$1,797	$1,608

Officer

Rank	Dependents	Without Dependents
O-1	$1,314	$1,005
O-1E	$1,611	$1,284
O-2	$1,503	$1,239
O-2E	$1,728	$1,380
O-3	$1,740	$1,422
O-3E	$1,773	$1,497
O-4	$1,800	$1,590
O-5	$1,842	$1,644
O-6	$1,854	$1,731
O-7	$1,863	$1,746

Learn more about the training operations conducted at Goodfellow AFB.

BAH For Laughlin AFB / Del Rio

Laughlin Air Force Base falls off the radar in quiet Del Rio, Texas.

The small town has a population of less than 55,000.

Del Rio is one of the most affordable areas in Texas for military housing.

Due to its smaller population and remote location, housing costs are relatively low, and BAH typically covers most living expenses for service members stationed at Laughlin Air Force Base.

Enlisted Rates For 2026

Rank	Dependents	Without Dependents
E-1	$1,140	$855
E-2	$1,140	$855
E-3	$1,140	$855
E-4	$1,140	$855
E-5	$1,212	$951
E-6	$1,446	$1,083
E-7	$1,536	$1,152
E-8	$1,635	$1,266
E-9	$1,776	$1,332

Warrant Officer

Rank	Dependents	Without Dependents
W-1	$1,461	$1,125
W-2	$1,578	$1,263
W-3	$1,698	$1,335
W-4	$1,806	$1,464
W-5	$1,929	$1,557

Officer

Rank	Dependents	Without Dependents
O-1	$1,245	$1,062
O-1E	$1,557	$1,212
O-2	$1,443	$1,191
O-2E	$1,680	$1,314
O-3	$1,695	$1,359
O-3E	$1,818	$1,440
O-4	$1,971	$1,536
O-5	$2,166	$1,626
O-6	$2,181	$1,683
O-7	$2,196	$1,698

Related Article – Army Bases In Texas

BAH For Sheppard AFB / Wichita Falls

Sheppard Air Force Base is situated near Wichita Falls, Texas.

Sheppard AFB is the largest technical training wing of the Euro-NATO Joint Jet Pilot Training Program.

Wichita Falls offers a stable and affordable housing market for military families.

Service members stationed at Sheppard Air Force Base often find that their BAH comfortably covers rent or mortgage payments, particularly in suburban areas.

Enlisted Rates For 2026

Rank	Dependents	Without Dependents
E-1	$1,065	$798
E-2	$1,065	$798
E-3	$1,065	$798
E-4	$1,065	$798
E-5	$1,155	$897
E-6	$1,440	$1,077
E-7	$1,584	$1,188
E-8	$1,743	$1,308
E-9	$1,929	$1,446

Warrant Officer

Rank	Dependents	Without Dependents
W-1	$1,455	$1,092
W-2	$1,650	$1,239
W-3	$1,845	$1,449
W-4	$1,962	$1,485
W-5	$2,097	$1,617

Officer

Rank	Dependents	Without Dependents
O-1	$1,194	$969
O-1E	$1,617	$1,212
O-2	$1,437	$1,191
O-2E	$1,815	$1,362
O-3	$1,836	$1,452
O-3E	$1,977	$1,482
O-4	$2,142	$1,608
O-5	$2,361	$1,770
O-6	$2,376	$1,830
O-7	$2,394	$1,848

Is BAH Enough to Cover Housing in Texas?

In many parts of Texas, BAH is sufficient to cover housing costs, especially in smaller military communities such as Killeen, Abilene, or Del Rio.

However, in rapidly growing cities like Austin or Dallas, housing costs may exceed BAH depending on the neighborhood and type of housing.

Because of this, many military families choose to live outside major city centers to maximize their housing allowance.